Finance is a very important part of our daily lives and a such the way we handle money in our daily is important if we have to grow financially.

Certain questions come to mind as regards how we use our money  because Buying and selling is an aspect of life that we can barely go without.

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Read more: Negative Reason for using ATM cards to finance a purchase

As the world evolve to the era of using ATMs, credit card and debit card to make purchases both online and offline it is important to understand how this changes affect you positively. The following are 10 positive reasons to make that purchase with your ATM card.

1. It is Safer to carry around with huge amount of money deposited

Owing an ATM card makes it easy to carry large amount of money around without worry or Inconvenience. If your card get used fraudulently you will automatically be notified of any purchase made made with credit card with your consent.

2. The Ease of Buying things online:

 Credit cards have increased the ease of shopping online even though some online shopping store have the provision for customers to pay on delivery of goods, not all products support this method.

3. Monitoring Small, Medium and large scale transactions: 

with your ATM card it is possible to link your mobile app to to enable you monitor all your digital transactions. Also, you can easily you can easily request for statement of account on your app without having to go to the bank brick and mortar office.

4. The Ease of Making Transfers with your Mobile phones:

Owning an ATM card allows you to easily make mobile transfers with your mobile phone or USSD code because while registering you will be asked for some personal details which includes your digits ATM and an OTP (one time password) which will be texted to the phone number you used in creating the bank account. The essence of this process is to verify account ownership and other security purposes.

5. Universal Acceptance:

 owning a credit or debit card for some persons is just for the ease of carrying sum of money around but it is more than that, with your credit card or debit you can shop and pay for products on both local and international shopping websites without getting rejected.